🧳 Travel Insurance 101: Why You Need It & Where to Get It

Because “winging it” doesn’t cover lost luggage or medical bills.

Let’s be honest—travel insurance is not the most exciting part of planning a trip. But it’s one of the most important. Whether your flight gets canceled, your backpack goes missing, or you twist an ankle in the Alps, having the right coverage can save you serious stress (and cash).

Here’s everything you need to know about why travel insurance matters—and a few trusted companies we recommend to help keep your adventures worry-free.

Travel insurance is your safety net when you’re far from home. It typically covers:

·       Trip cancellations or delays

·       Medical emergencies abroad

·       Lost, stolen, or damaged baggage

·       Adventure or extreme sports coverage (for the thrill-seekers)

·       24/7 travel assistance

Some providers also include extras like rental car protection, personal liability, and coverage for COVID-related disruptions.

🛡️ What is Travel Insurance?

✈️ Do I Really Need It?

We get it—you're young, healthy, and careful. But accidents happen. Think:

  • Last-minute visa issues

  • Airlines losing your luggage

  • Needing emergency medical care where your European health insurance (EHIC/GHIC) doesn’t apply

  • Wanting peace of mind while doing activities like skiing, surfing, or riding a Vespa through Costa Brava

In short: Yes, you do. And if you’re joining a Yes-Trips adventure, we strongly recommend it.

🌍 Best Travel Insurance Providers for Students & Young Travelers

Here are some companies we’ve seen other travelers use and trust:

🧡 SafetyWing

  • Created with digital nomads and students in mind

  • Affordable monthly plans

  • Covers most countries

  • Can be purchased while already abroad
    👉 safetywing.com

💙 World Nomads

  • Great for adventurous trips (covers over 200 activities)

  • Flexible plans

  • 24/7 emergency assistance

  • Ideal for trips up to a few months long
    👉 worldnomads.com

💛 Allianz Travel

  • Global brand with solid medical and trip protection

  • Suitable for EU and international students

  • Offers single-trip and annual plans
    👉 Allianz Care Travel Insurance

💚 AXA Assistance

  • Well-established European provider

  • Excellent for longer stays or Schengen visa coverage

  • Good medical coverage options
    👉 axa-assistance.com

💜 Heymondo

  • Up-and-coming with great app functionality

  • Includes WhatsApp support during your trip

  • 24/7 doctor chat feature
    👉 heymondo.com

📝 What to Look For When Booking

✔️ Medical expense coverage of at least €100,000
✔️ Emergency evacuation & repatriation
✔️ Coverage for lost luggage
✔️ 24/7 emergency support
✔️ Adventure activity coverage (if you’re joining one of our wild trips)

🎒 Final Tips

  • Book your insurance before your trip starts.

  • Double-check if your destination requires proof of coverage for entry.

  • Keep a copy of your policy on your phone and printed in your luggage.

  • Travel smart, travel safe, and go all in—because the best memories are the ones you can fully enjoy (without worrying about hospital bills).

🧡 Team Yes-Trips

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